* Fast Cash Advance is an optional tax-refund related loan provided by First Century Bank, N.A., member FDIC (it is not the actual tax refund) and is available at participating locations. The amount of the loan will be deducted from tax refunds and reduce the amount that is paid directly to the taxpayer from the refund. Fees for other optional products or product features may apply, and will be disclosed at the time of application.The FastCash Advance may be approved A) once the client's application is received from your software provider if submitted before the IRS accepting returns or B) upon IRS acknowledgement if submitted during the tax season.